I learned a new technique - using the mosaic filter over an image used for texture creating a sort of mask. I subscribe to Photoshop Elements User and with that subscription I have access to all sorts of
wonderful videos from people with so much skill in Photoshop. This was done after watching a tutorial by Corey Barker. Check this out
For a texture I used a photo of smoke from Owen's Photostream_Flickr commons.
and one more....
The image I used for the mosaic texture is courtesy Robbie's Photostream_Flickr commons.